Buying a house is a little bit like having a child – hear us out. Both are huge, exciting changes that bring you joy, but they also require a nice chunk of money. So are you on the cusp of bringing a new baby into your life and home? And are the child care costs making you tremble when you think about all of those “big checks” you’ll have to write?

If so, don’t panic! You’ve come to the right place. We’ve created a downloadable guide filled with “reality checks” for this stage of your life – and it’ll provide you with ways your home can help you handle the early costs of child care.

[Download The Big Check vs. Reality Checks: How Your Home Can Help Handle the Costs of Child Care]

Here’s a sneak peek of what you’ll get in the guide:

Since the cost of having a child can feel overwhelming during those first few years, you’ll get a breakdown of some key expenses – because the bills can start to feel more manageable when you take them one by one.

Giving birth: $9,700.00



The average cost of a normal birth without complications is a little under $10,000.

This is the price without insurance. If you have good coverage, your out-of-pocket cost will probably be lower.

Diapers: $550.00 per year



The typical child uses a little over 2,700 diapers in her first year. The average cost of a disposable diaper is $0.20. So budget around $550 a year or $46 a month.

Daycare: $221.00 per week



The cost of daycare averages $221.00 for a full week. Total cost varies depending on your schedule, how much help you get from family, and more.

Of course, these aren't all the costs of caring for a child (there's more in the guide, too), but it’s a good primer to set your financial expectations for those early years.

The good news is there are ways you can reduce your monthly mortgage payments to help you pay your child care bills. Click here to download the guide and find out how!

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