The New Year is around the corner, and you know what that means: half-off Christmas decorations!

Well, that’s true. But that’s not exactly why we’re here.

Really, it means people far and wide will be thinking about their New Year’s resolutions for 2018. When we think about resolution ideas, it usually involves ways in which we can take stock in ourselves. While we always support this idea, we want to take it a step further. What about reinvesting in ourselves, by reinvesting in our homes?

To help you get started, we’ve outlined seven different ideas that can help you and your home reach a new level of peace of mind in 2018.

Replace older windows.

Replacing older windows can make a huge difference to your energy bills in the winter, along with these tips. For one, drafty windows can hike up your bill up to 10%-25%. And if your old windows begin to leak, chances are they’re going to grow mold.

And, as if you needed another reason to potentially make this home upgrade, energy efficient windows can increase the value of your home.

Make a minor upgrade to your kitchen.

Maybe your cabinets are getting worn; perhaps your outdated countertops really need to go; or maybe your appliances—like your refrigerator, oven, and dishwasher—are due for an upgrade. Either way, even just a minor kitchen remodel can have an 80% return on investment.

Pick a color and grab a brush.

Painting is one of the more simple home improvements that can go a long way. Sure, depending on the color, it can increase the value of your home. But maybe even more than that, painting a room or even just your kitchen cabinets can make you fall back in love with your home. A resolution idea that can improve your home’s value and your own happiness—not too shabby, eh?

Invest in solar panels.

It’s never been a better time to go green—and save money. Installing solar panels can help you do both. While the installation can be a little pricey (typically between $10,000 and $30,000 after the federal tax credit), according to, your solar panels could pay for themselves in as little as five years. And with the cost of solar continuing to decline, 2018 makes it the perfect time to consider this upgrade.

Install a home security system.

A home security system can help with many things—the most important is protecting your home, family, and valuables. It also comes with other benefits: You can save on utilities, enjoy remote surveillance, and keep tabs on your little ones.

Oh, and having a security system can give you a discount on many homeowner’s insurance policies.

Speaking of…

Save on homeowner’s insurance.

A penny saved is a penny earned. Depending on your situation, you may be able to save on your homeowner’s insurance by adding a home security system, improving your credit score, increasing your deductible, and more.

Depending on the policy, even upgrading your windows (see above) can lower your insurance payment. A home upgrade twofer!

Pay more towards your monthly payment.

If you can afford to do this, it can make a huge difference in how much you pay over the life of the loan. By paying off your loan sooner than your current term, you can save on interest.

Hopefully, you’ve zeroed in on one or two of these home-related resolution ideas to help you start the New Year off right. But maybe you don’t have the necessary funds handy to accomplish them.

That’s where a cash-out refinance can help. Learn more about how this refi option can help you make home improvements with your own equity!

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